- July 2025
- Premier America
We are here to guide you with the basics—and the tools—to guard your hard‑earned money against fraud.
What Is Fraud & Why It Matters
Fraud covers unauthorized access to your accounts, identity theft, and scams that impersonate trusted entities such as banks or government agencies. Criminals may try to trick you into sharing sensitive information or sending money.Simple Steps to Get Started
- Keep Only Essentials in Your Wallet: Avoid carrying unnecessary IDs or documents.
- Shred Personal Documents: Dispose of old statements or receipts securely (Premier America often hosts Shred Days!).
- Beware of Phishing: Never click suspicious links or open unexpected attachments especially those claiming to be from Premier America. See how you can protect yourself >>
- Protect Your OTPs: One-time passcodes help secure logins—but scammers often request them. Never share OTPs, even if someone claims to be from the credit union. Learn more about OTP >>
Use Premier America’s Free Tools
Card Management AlertsCustomize text or email alerts for large purchases, international charges, or suspicious activity. Learn More >>
Fraud Text Alerts
If unusual charges arise, you’ll be notified and can confirm or decline right away. Click here to learn how to set up fraud text alert notifications.
What to Do if You Suspect Fraud
Lost or Stolen Cards — Call us immediately at 800‑772‑4000Account Alerts—Set fraud alerts via Experian, TransUnion, or Equifax to protect your credit
Starting with the basics—safeguarding documents, watching out for phishing, protecting your OTPs, and activating alerts—sets a powerful foundation. With Premier America’s Card Management tools and support, you’re well-armored to prevent fraud from derailing your finances.
REMEMBER: DO NOT SHARE A ONE TIME PASSCODE WITH ANYONE. Premier America will NEVER ask for this code. If you suspect something may be wrong with your account please call us at 800-772-4000.