- July 2025
- Premier America
And we have been busy. In the last three months we have made great updates to our products and services in our ongoing effort to make your banking as easy as possible.
- Launched Premier Easy Cash: This is a member-benefit for moments when you need cash. It’s a no-credit check quick loan directly in Online Banking. Learn More >>
- Loan Payments Made Easier: We heard from multiple members that scheduling loan payments was a challenge. Guess what? You were right! We upgraded our payments section to allow you to schedule payments up to two months in advance!
- Doubled our High-Yield Checking Rate: For the summer, we increased our Premier Plus Checking dividend from 1.50% to 3.75% APY1, when you use your debit and / or credit card 15 times a month.
I hope you have a happy and safe summer, and thank you for your membership with Premier America.
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Community Impact This Quarter
Community support is central to Premier America’s mission. Whether through donations to strengthen our neighborhoods or by dedicating our time to financial education efforts, we are always seeking new ways to give back. Here’s a glimpse of the impact we've made in the past three months.Capital Impact Donation to the Boys & Girls Clubs of Greater Oxnard and Port Hueneme
$1M Grant Over 10 years
Financial Education Hours
17 Hours
Financial Education Reached
630+ Community Members
How to Protect Yourself from Fraud: A Beginner’s Guide to Banking Safely
We are here to guide you with the basics—and the tools—to guard your hard‑earned money against fraud.What Is Fraud & Why It Matters
Fraud covers unauthorized access to your accounts, identity theft, and scams that impersonate trusted entities such as banks or government agencies. Criminals may try to trick you into sharing sensitive information or sending money.Simple Steps to Get Started
- Keep Only Essentials in Your Wallet: Avoid carrying unnecessary IDs or documents.
- Shred Personal Documents: Dispose of old statements or receipts securely (Premier America often hosts Shred Days!).
- Beware of Phishing: Never click suspicious links or open unexpected attachments especially those claiming to be from Premier America. See how you can protect yourself >>
- Protect Your OTPs: One-time passcodes help secure logins—but scammers often request them. Never share OTPs, even if someone claims to be from the credit union. Learn more about OTP >>
Use Premier America’s Free Tools
Card Management AlertsCustomize text or email alerts for large purchases, international charges, or suspicious activity. Learn More >>
Fraud Text Alerts
If unusual charges arise, you’ll be notified and can confirm or decline right away. Click here to learn how to set up fraud text alert notifications.
What to Do if You Suspect Fraud
Lost or Stolen Cards — Call us immediately at 800‑772‑4000Account Alerts—Set fraud alerts via Experian, TransUnion, or Equifax to protect your credit
Starting with the basics—safeguarding documents, watching out for phishing, protecting your OTPs, and activating alerts—sets a powerful foundation. With Premier America’s Card Management tools and support, you’re well-armored to prevent fraud from derailing your finances.
REMEMBER: DO NOT SHARE A ONE TIME PASSCODE WITH ANYONE. Premier America will NEVER ask for this code. If you suspect something may be wrong with your account please call us at 800-772-4000.
Recent Improvements & Enhancements
| Premier Easy Cash2 | Our latest loan offers members a convenient, no-credit-check way to borrow up to $2,000 online or through mobile banking, with approval and funding available in under two minutes. With fixed 12‑month repayment terms, and a $20 application fee, it provides a fast and flexible option to cover unexpected expenses while helping build—or repair—credit |
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| Loan Payment Portal | We recently upgraded our loan payment portal to give members even more flexibility—now you can schedule loan payments up to two months in advance, helping you manage your finances with ease. Whether you’re planning ahead or aiming to reduce your principal early, simply log in and set your future payments—all at no extra cost and with the convenience you expect . |
| Enhanced Bill Pay | Paying your bills just got simpler, faster, and more organized – no stamps, no stress, and you’re in control. With a cleaner design, faster payment setup, and simplified tracking, you can take control of your finances with ease. Plus, helpful resources are now just a click away through the new question mark icon for quick guidance anytime you need it. |
Check us out in ACTION!
Shred Day
On May 21, we welcomed 218 cars for our Shred Day event—providing a safe, secure, and convenient way for members to dispose of sensitive documents. From protecting personal information to offering drive-through ease, it was a day dedicated to security and peace of mind. A heartfelt thank you to everyone who participated and helped make it a success. We look forward to hosting more community events like this in the near future!
2025 Premier America Foundation Youth Scholarships
We’re proud to announce the recipients of this year’s Premier America Foundation Scholarships! These exceptional students have demonstrated academic excellence and a deep commitment to serving their communities. Through their leadership and volunteer efforts, they are already making a positive impact—and we’re honored to invest in the next generation of changemakers through their educational journeys.
CSUN Grad Fest
Premier America Credit Union was proud to participate in CSUN’s Grad Fest, where we connected with soon-to-be graduates about their financial options and how to prepare for life after college. It was a privilege to celebrate this exciting milestone with the Class of 2025 and provide guidance on building a strong financial foundation. Events like these reflect our ongoing commitment to empowering young adults as they take their next steps. Congratulations, CSUN grads!From Our Members
"Great experience!! Eric at the Houston Branch was thoughtful and patient throughout the whole transaction. He made sure I was well informed with my banking choices. I left feeling secure with where I am investing my finances."- Laura P. (Houston Branch)
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"Susan at the Thousand Oaks Branch has provided me with outstanding and excellent services pertaining to my new Personal Loan. Susan is extremely helpful and professional with her services and recommendations as a Personal Banker. I would highly recommend Susan to anyone who deserves and desires the best personal banking and personal loans for their businesses and their personal financial services. Thank You."
- Kurt H. (Thousand Oaks Branch)
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"My experience with Premier America has been the very best; Patrick O'Grady and the staff at the Granada Hills location are wonderful and provide the very best in personal customer service you can find anywhere; I would definitely recommend them to anymore."
- Cathy J. (Granada Hills Branch)
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1APY: Annual Percentage Yield. APY is accurate as of the last dividend declaration date and rates are subject to change at any time. Promotional rate of 3.75% APY for all accounts, new and existing, from July 1 – September 30, 2025. 3.75% APY is paid on balances up to $30,000.00 and 0.10% APY paid on funds exceeding $30,000, when requirements are met. Requirements to earn premium yield are 1) Conduct 15 transactions using your debit and/or credit card that must post to the statement between the first day of the month and the last day of the month and 2) Must be opted in for eStatements. If you do not meet the requirements, 0.10% APY will be paid on all balances. Any points earned on a Premier America Mastercard credit card will still accrue even if these requirements are not met. Fees may reduce earnings.
2All loan applications are subject to review of eligibility and approval. The APR for the Premier Easy Cash loan is a fixed rate for the duration of the loan. The APR will be 28% APR. There is a $20.00 application fee for all applications. The minimum loan amount is $300, and the maximum loan amount is $2,000. If more than 10 days late, late charge in an amount equal to the greater of $5.00 or 5.00% of the payment due will be assessed. Loans are available to members who meet certain eligibility requirements, have been a member for 3 months and are considered a member in good standing. Not all will qualify. No minimum credit score is required. Easy Cash loan is not available in Member Centers; it is only available through online or mobile banking.