¹Premier America Credit Union will not charge a fee for accessing your funds at a non CO-OP network ATM owned and operated by another financial institution or business, but you may be charged a fee by the ATM owner/operator. This account will be eligible for up to $20 each month in ATM fee rebates to be credited to your account nightly.
²APY = Annual Percentage Yield. APY, Rate, and Terms are subject to change without notice. The Youth Smart Savings Share is a membership share to join Premier America Credit Union. To open, you must have the child’s birth certificate and social security card. A minimum deposit of $1.00 to open the account is required. Rate tiers are based on account balance, $0-$499.99: 5.00%, $500-$1,999.99: 2.50%, $2,000.00 and above: 0.50%. Membership eligibility is required and subject to approval.
³Standard fees may apply to additional account services. 
⁴Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. Funds may be available on the day the payment file is received, which may be up to two (2) days earlier than the scheduled payment date. 
⁵The offer begins August 11, 2025, and expires December 1, 2025. Offer subject to change or discontinued at any time without notice. The referring Member will then be eligible to earn a $100 bonus if, at the time of a successful referral, the referring Member is in good standing. A referrer has seven (7) days from the date of a successful referral to get their membership in good standing to be paid. Offer is subject to change or end without notice. New membership and accounts are subject to Credit Union approval. Premier America reserves the right to disqualify any referral in circumstances where we reasonably believe the referral is not made in good faith. The incentive will be reported as income to the IRS. Other restrictions may apply. The $250 Business Member Referral Bonus Program is open to all current consumers and Business Members in good standing and new Business Members who meet referral criteria. Members are limited to ten (10) successful referrals in a calendar year. A successful referral is defined as: 1) Open a new business checking account (Business Checking or Business Platinum Checking), 2) Aggregate credits totaling $1,000 into the checking account within 30 days of account opening, 3) Maintain a minimum daily balance of $1,000 in the same checking share for 90 days. Upon meeting the criteria, the new Business Member will receive the promotional $250 credit into the checking share within 120 days from the date of account opening. An initial deposit of $250 in a business share savings is required to join Premier America. Please note, to protect the privacy of our members, Premier America Credit Union does not share information about the status of new memberships and cannot respond to inquiries from referring members about the status of their referrals. Federally Insured by NCUA.