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Great Rewards, Great Rate
Fees Rate Limit Rewards Bonus Features
Make your everyday purchases work for you.

Transform them into rewards when you earn points for dollars spent.		 No Annual Fee

No Balance Transfer Fee

No overlimit fee

No foreign transaction fee		 0% intro APR1; 6 months

8.45% - 17.95% Fixed APR2		 $1,000 - $50,000 Earn 1.5 points per dollar on purchases

No point limits and no expirations

Redeem points for over six million rewards including:
  • Travel
  • Merchandise
  • Gift Cards
  • Events, Activities
  • Cash Back via account credit
  • MasterRental®
  • Auto Insurance
  • Hotel/Burglary coverage
  • Trip Cancellation or Interruption Insurance
  • Lost/Damaged or Delayed Baggage Insurance
  • Travel Accident Insurance
  • Purchase Assurance
  • Satisfaction Guarantee
  • ID Theft Protection
  • Airport Concierge
Fees Rate Limit Rewards Bonus Features
Allows flexibility when making purchases.

Pay for purchases in full or make monthly payments.		 No Annual Fee

No Balance Transfer Fee

No overlimit fee

 		 0% intro APR1 for 6 months

11.15% - 18.15%
Variable APR1		 $1,000 - $50,000 N/A  
  • Airport Concierge
  • ID Theft Protection
  • Mastercard Global Service
Fees Rate Limit Rewards Bonus Features
Get your first credit card, with rewards!

Designed for those with no credit history.*

 		 No Annual Fee

No Balance Transfer Fee

No overlimit fee

 		 0% intro APR1 for 6 months

19.50%3 Variable APR1 reduced by 2% each year no late fee is incurred until it reaches a floor of 11% APR1		 $1,000 - $2,000 Earn 1.5 points per dollar on purchases

No point limits and no expirations

Redeem points for over six million rewards including:
  • Travel
  • Merchandise
  • Gift Cards
  • Events, Activities
  • Cash Back via account credit
  • MasterRental®
  • Auto Insurance
  • Hotel/Burglary coverage
  • Trip Cancellation or Interruption Insurance
  • Lost/Damaged or Delayed Baggage Insurance
  • Travel Accident Insurance
  • Purchase Assurance
  • Satisfaction Guarantee
  • ID Theft Protection
Fees Rate Limit Rewards Bonus Features
Get your first credit card.

Designed for those with no credit history and are current full-time students.		 No Annual Fee

No Balance Transfer Fee

No overlimit fee

 		 0% intro APR1 for 6 months

11.75%2 Variable APR1		 $500-$2,000 N/A
  • Airport Concierge
  • ID Theft Protection
  • Mastercard Global Service

1Annual Percentage Rate.
2Based on creditworthiness.
Overview of Mastercard's free benefits. Details about Mastercard's standard credit card benefits.
*If you would like to re-establish credit, you may be interested in a Secured Mastercard®.

Please call us at 800-772-4000, option 0 for more information. A deposit to be maintained in a share savings account ($5.00 for consumers and $250.00 for businesses) is required to join Premier America Credit Union. Insured by NCUA. Equal Opportunity Lender.

Credit card terms and conditions.

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