Free yourself from high-rate debt

Enjoy 0% intro APR1 for six months and no annual fee2. After that, a fixed rate between 8.45% - 17.95% APR will apply.

Leave high-rate debt behind with the Premier Privileges Rewards Mastercard®!

Fees Rate Limit Rewards Bonus Features
Transfer your high balances to the Premier Privileges Mastercard®!

Plus, get rewarded on all purchases!
No Annual Fee

No Balance Transfer Fee3

No Over-Limit Fee

No Foreign Transaction Fee
0% Intro APR; for the first 6 months

After that, a fixed rate between 8.45% - 17.95% APR will apply4
$1,000 - $50,000 Earn 1.5 points per dollar on purchases

No point limits and no expirations5

Redeem points for over six million rewards including:
  • Travel
  • Merchandise
  • Gift Cards
  • Events, Activities
  • Cash Back via account credit
  • New accounts receive 10,000 bonus points if $500 is spent in the first 3 months.6
  • MasterRental®
    Auto Insurance6
  • Hotel/Burglary coverage
  • Trip Cancellation or Interruption Insurance
  • Lost/Damaged or Delayed Baggage Insurance
  • Travel Accident Insurance
  • Purchase Assurance
  • Satisfaction Guarantee
  • ID Theft Protection
Explore Premier Privileges Rewards today!

1APR=Annual Percentage Rate. 0% intro APR for 6 months. After intro period, a fixed APR applies ranging from 8.45% - 17.95%.
2Minimum cash advance is $100 and minimum fee is $3 or 3% of advance amount. $15 late fee if payment is not received within 15 days of due date. 3Waiver of transfer fees applies only to balances transferred from another lender to Premier Privileges Rewards Mastercard® via a transfer request submitted to Premier America Credit Union in-branch or online. Minimum cash advance is $100 and minimum fee is $3 or 3% of advance amount. $15 late fee if payment is not received within 15 days of due date.
4Qualification and rate is based on an assessment of individual creditworthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.
5Account must be open, current and in good standing.
6New card accounts receive 10,000 bonus points if $500 is spent in the first 3 months. Premier America Credit Union does not grant rewards points for balance transfers. Only one award of bonus points per member and per account. Opening a subsequent rewards credit card account does not qualify for any additional bonus points.
7Certain terms and conditions apply. To secure bonus feature coverage you must use your covered Mastercard card. Please refer to Benefits for details.
A deposit of $5.00 into a Smart Savings account is required to join Premier America Credit Union. For businesses, an initial deposit of $250.00 into a Business Savings account is required to join Premier America Credit Union. Insured by NCUA.

Credit card terms and conditions.