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1 Introductory rate of 0% applies during the first 6 months on all new accounts, then a fixed Annual Percentage Rate ranging from 10.75% – 20.25% will apply. 2Waiver of transfer fees applies to balances transferred from another lender to Premier Privileges Rewards Mastercard® via a transfer request submitted to Premier America Credit Union in-branch or online. Premier America does not grant reward points for balance transfers. 3Earn 1.5 reward points per dollar on purchases. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. A deposit to be maintained in a share savings account ($5.00 for consumers and $250.00 for businesses) is required to join Premier America Credit Union. Insured by NCUA. Equal Opportunity Lender.