Mastercard® Benefits

Get the card that actually gets you.

Discover more than just great rates

All of our cred cards offer no annual fees and member-friendly interest rates, plus a suite of valuable perks. Enjoy enhanced peace of mind and convenience with benefits like ID theft protection, rental auto coverage, airport concierge service, and more. Explore the chart below to find the card that fits you best.

Mastercard® Benefits to Protect You

Advantage Mastercard® & Credit Builder Mastercard®
Signature Mastercard® & Secured Mastercard®
With Mastercard ID Theft Protection, a team of specialists monitors the web 24/7 and keeps a close watch for other clues, to help keep your personal identity and financial data safe and secure

Card Benefits

  • ID Theft Resolution: Offers identity theft monitoring of the web and searches for compromised credentials and potentially damaging use of your registered personal information in order to detect fraud at its inception.

  • Purchase Assurance: Insures you 90 days from date of purchase and up to $1,000 per claim for theft, damage, or loss of purchases.
  • Satisfaction Guarantee: If you become dissatisfied with a product within 90 days and the merchant will not accept a return, you may be reimbursed for the product up to $250 per claim.

  • MasterRental®: Reimburses you for physical damage to a rental car up to $50,000.
  • Mastercard Global Service: Provides worldwide assistance with lost and stolen card reporting, emergency card replacement, and emergency cash advance.
  • Airport Concierge: Arrange for a personal meet-and-greet agent to escort you through the airport on departure, arrival, or any connecting flight at over 700 destinations worldwide.
  • Hotel/Motel Burglary Coverage: Reimburses you up to $1,500 per incident when personal property is stolen from a hotel or motel room via forced entry.
  • Trip Cancellation or Interruption Insurance: Protects you against forfeited, nonrefundable, unused payments and deposits up to $1,500, if a trip is interrupted or discontinued for covered reasons.
  • Lost, Damaged or Delayed Baggage Insurance: Reimburses you up to $1,500 per incident when the luggage you have checked in or carried onto a common carrier is lost, damaged, or stolen. When baggage is delayed, reimburses up to $300 to cover clothing and essential articles.
  • Travel Accident Insurance: Provides up to $500,000 coverage against accidental loss of life, limb, or sight while you are traveling on a licensed common carrier.
  • Travel Assistance Services: Guidance for many important services you may need when traveling 50 miles or more from home.
Why Wait? 
Don't miss out on 20,000 bonus rewards points1 & unlimited 1.5x rewards points2 with every purchase! Apply now and start turning your purchases into unlimited rewards.
Premier America Credit Union is a full-service financial institution with branches in California and Texas. You may also conveniently join and open your Premier America account online.
Disclosures
1Earn To qualify for 20,000 Bonus Points, you must spend $2,000 or more on purchases using your Premier America Advantage Mastercard in the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, if applicable.) Bonus points are issued 6 to 8 weeks after all qualifications are met. Account must remain in good standing. 
2Earn 1.5 rewards points per dollar on purchases made on the Premier America Advantage Mastercard. 
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