Earn More. Live Better.

We're Happy You're Here. 

Accounts designed for YOU & YOUR everyday needs.

As your community credit union, we believe in smarter banking! We're here to help you save your hard-earned money safely and securely with rates higher that traditional checking and savings accounts. Get started today by selecting our Premier Plus Checking account, our High-Yield Money Market account or both and enjoy of the safest paths to financial security this year. 

Premier Plus Checking

Earn 1.5% APY1, plus, a $100 BONUSwith a new active account.

High-Yield Money Market

A 4.25% APY money market savings account to support your savings goals. May be opened and funded 100% online

All Premier America checking accounts come with:

  •  Free Online Banking & Bill Pay
  • 30,000+ Surcharge Free ATMs Nationwide4
  • Early Payday with Direct Deposit5
  • Free Debit Card, Plus Instant Issue with Fraud Protection
  • Free Mobile App and Mobile Deposit
  • Free Payments With Zelle®
  • Free Money Management Tools
  • Free Overdraft Account Transfers
Financial resources at your fingertips for simplified decision-making.
Premier America Credit Union is a full-service financial institution with branches in California and Texas.
1APY: Annual Percentage Yield. 1.50% APY paid on balances up to $20,000.00 and 0.10% APY paid on funds exceeding $20,000. Requirements to earn premium yield 1) Fifteen or more Premier America Credit Union debit and / or credit card purchases must post to the card between the first day of the month and the last day of the month. 2) Must be opted in for eStatements. If qualifiers are not met, 0.10% APY will be paid on all balances. Rate is subject to change after account is opened. is Any points earned on a Premier America Credit Union Premier Privileges Rewards Mastercard® credit card will still accrue even if these requirements are not met. Fees may reduce earnings. Premier Plus Checking is a consumer-only account

2To qualify for the $100 New Premier Plus Checking Account Bonus, new account must have an ACH Direct Deposit (minimum single deposit of $250), be opted in to eStatements, and conduct 10 debit and/or credit card point-of-sale transactions within the first 60 days of account opening. Members with open or converted checking account not eligible for account bonus. Bonus may be subject to IRS tax reporting. Member may receive a 1099 Form from Premier America. Offer subject to change or end without notice. Offer may be combined with other offers at the sole discretion of Premier America Credit Union.

*APY = Annual Percentage Yield. Certificate rates effective November 28, 2023 and subject to change without notice. A penalty may apply for early withdrawal. **The minimum opening deposit is $5.00. There is no minimum balance fee for this account. This is a flat-rate account with a 4.25% APY/4.169% Rate applicable on balances of$10,000.00 and higher. Dividends are paid at the 4.169% Rate corresponding to each day’s full balance. The APY on the account is reduced to 0.30% APY if on any day the end of day balance falls below $10,000.00. Must be opened with funds not currently on deposit with the credit union. The minimum required to earn any dividend is $0.01. Membership subject to approval.

4 Premier America Credit Union will not charge a fee for accessing your funds at a non CO-OP network ATM owned and operated by another financial institution or business, but you may be charged a fee by the ATM owner/operator.

5Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

An initial deposit of $1 into a Smart Savings account is required to join Premier America Credit Union. For businesses, a deposit of $250 into a Business Savings account is required to join Premier America Credit Union Federally Insured by NCUA.