Get Started on Your $100 Cash Bonus With a Premier Plus Checking Account

You're just minutes from getting started on earning 1.50% APY and up to $20 per month in ATM fee rebates! 
Earn Dividends up to 1.50% APY1
Get Paid Up To Two Days Early2
Get up to $20 in Monthly ATM Fee Rebates3

Why Choose Premier Plus Checking?

checkmark Earn Dividends Above the National Average

checkmark Direct Deposit = Early Payday: Set up direct deposit and receive your paycheck up to two days early.2

checkmark Nationwide ATMs: Access cash quickly when you travel with over 30,000 fee-free ATMs in our nationwide network3

Your Earning Potential

checkmark $100 New Account Bonus8

checkmark Earn 1.50%1 APY on Balances up to $30,000 - That's up to $450/YR

checkmark $20 Per Month in ATM Fee Rebate - Thats up to $240/YR3

checkmark Extend Your Earnings with our Rewards Mastercard

Other Benefits of this Checking Account

checkmark Send Money Quicky & Securely with Zelle®: It's all simple, safe, and fee-free using Zelle® within our Mobile App.

checkmark Plenty of Convenience & Security: Manage your money anytime using Online Banking and Mobile Banking.
When you open a Premier Plus Checking account, you can easily earn a $100 bonus!8

Your Premier Choice

Choose 2 at a time to compare
Premier Plus Checking Account
Chase Bank
US Bank
Dividend Rate
1.50%1
0.00%
0.001-0.005%
Offer Early Payday
Yes2
No
No
$20 / Mo. ATM Fee Rebates
Yes3
No
No Fees on First Two non-Bank ATMs
Monthly Fees
$0
$0-126
$6.957
Max Dividend Earned
$4505
$0
$0
Open your account today.
Get ahead financially & stay there!
Disclosures
1APY: Annual Percentage Yield. APY is accurate as of the last dividend declaration date. Rate is subject to change 1.50% APY paid on balances up to $30,000.00 and 0.10% APY paid on funds exceeding $30,000. Requirements to earn premium yield 1) Fifteen or more Premier America Credit Union debit and / or credit card purchases must post to the card between the first day of the month and the last day of the month. 2) Must be opted in for eStatements. If qualifiers are not met, 0.10% APY will be paid on all balances. Any points earned on a Premier America Premier Privileges Rewards Mastercard credit card will still accrue even if these requirements are not met. Fees may reduce earnings.
2Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
3Premier America Credit Union will not charge a fee for accessing your funds at a non CO-OP network ATM owned and operated by another financial institution or business, but you may be charged a fee by the ATM owner/operator. This account will be eligible for up to $20 each month in ATM fee rebates to be credited to your account nightly.
4Standard fees may apply to additional account services.
5Estimated annual earnings based on a 1.50% APY (thus meeting the premium rate requirements), with an Average Daily Balance of $30,000.00 using https://www.premieramerica.com/learn/resources/calculators/savings-calculators/the-benefits-of-compounding.
6Fees via Chase.com on January 9, 2025.
7Fees via USbank.com on January 9, 2025.
8To qualify for the $100 New Premier Plus Checking Account Bonus, new account must have an ACH Direct Deposit (minimum single deposit of $250), be opted in to eStatements, and conduct 10 debit and/or credit card point of sale transactions within the first 60 days of account opening. Bonus is paid on day 61 if all qualifications are met and membership is in good standing. Members with open or converted checking account not eligible for account bonus. Bonus may be subject to IRS tax reporting. Member may receive a 1099 Form from Premier America. Offer subject to change or end without notice. Offer may be combined with other offers at the sole discretion of Premier America Credit Union.

An initial deposit of $1 in a consumer share savings id required to join Premier America and $25 to open the Premier Plus Checking account. Federally Insured by NCUA.