WISH Program

This WISH can move you closer to your dream
Grants for low- and moderate-income homebuyers
Homeowner education course required
For houses, condos, and townhomes

The more money you save, the bigger grant you can get

For many people, saving enough money to buy a home seems like a tall order. But grants provided by Federal Home Loan banks can help you reach your goal. The Workforce Initiative Subsidy for Homeownership (WISH) provides grants of up to $29,172 for low- and moderate-income families and individuals to purchase a primary residence.

  • For first-time homebuyers or those who have not owned a home for previous three years
  • Applicants must meet income eligibility guidelines
  • Financial assistance of up to $4 for every $1 the homebuyer contributes
  • Borrower must occupy the property as primary residence
  • Borrower must complete an approved homeownership education course
  • Single-family detached homes, condominiums, and townhomes are eligible
  • Knowledgeable Premier America lenders can offer more details and guide you through the application process
The WISH program provides up to $4 in grant money for every $1 you save to buy your new house. That adds up fast, as $5,000 in savings can unlock $20,000 in grants.  
Financial resources at your fingertips for simplified decision-making.
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*WISH Grants are only available to qualified borrowers. Enrollment in the WISH program does not guarantee receipt of funds.