Fixed-Rate Mortgages

Steady monthly payments make it easier to build your budget
Competitive rates for affordable home ownership
Loan terms of 10, 15, 20, or 30 years
Conventional and jumbo loans

Our traditional loans now come with a twist

Fixed-rate mortgages1 have been around for generations, popular because of their rock-steady monthly payments. We offer a range of terms that help you build up equity in your dream home faster.

  • Rates set for the life of the loan
  • For primary residence, second homes, vacation homes and investment properties
  • Competitive rates and no closing cost options
  • Terms of 10, 15, 20, or 30 years
  • Financing of up to 97% loan-to-value (LTV) with approved mortgage insurance
  • Jumbo loans for higher priced homes
With a choice of terms ranging from 10 to 30 years, you can find a loan that fits your lifestyle. 
Financial resources at your fingertips for simplified decision-making.
Featured Blog Article
Credit Unions vs. Banks: What’s the Difference and How to Choose?
Credit Cards
Turn every purchase into rewarding experiences with financial flexibility and multiple card options to choose from.
Premier America Credit Union is a full-service financial institution with branches in California and Texas. You may also conveniently join and open your Premier America account online.
Disclosures

1Rates and terms are subject to loan policies and may change without notice. Rates and APR subject to credit worthiness, amount of loan, type of property, and loan to value ratio. Availability of loan and maximum loan amounts vary by state.