Adjustable-Rate Mortgages

Your new home can come with a lower monthly payment
Lower rates for the first 3 to 10 years
Rate increases are limited 
Personal service from mortgage professionals 

It's like a house-warming gift for your finances

There's a lot that goes into your home and family life. If you need some financial flexibility, consider an adjustable-rate mortgage. Lower initial rates lead to reduced monthly payments for a set number of years.

  • 3/1, 5/1, 5/5, 7/1, 10/1 ARMs available
  • Rates adjust after initial term
  • No prepayment penalty
  • Conforming and jumbo loans
  • Use for primary residence, second home, or investment property
  • Adjustable-rate mortgages are a good choice if you plan to move before the initial period ends or you anticipate your household income rising in the future
An adjustable-rate mortgage - often referred to as an ARM - can potentially reduce your payments by hundreds of dollars a month in your first few years of home ownership.
Financial resources at your fingertips for simplified decision-making.
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Premier America Credit Union is a full-service financial institution with branches in California and Texas. You may also conviniently join and open your Premier America account online.