65 Years of Quality Service & Financial Safety

I’m writing today in response to the closure of Silicon Valley Bank (SVB) last Friday which has raised some questions about the strength of other financial institutions. Let me assure you, your credit union is healthy and here to protect, preserve and grow your funds.

For over 65 years, we’ve been helping people meet today’s needs & reach tomorrow’s dreams. In those 65 years we've learned a thing or two about serving our community. Unlike many large investment banks, we are focused on the financial well-being of our community and our members. We offer safe and traditional financial products and services, designed for our vibrant communities.

We understand that your financial well-being is our top priority, and we are committed to ensuring we provide great value and peace of mind for our member-owners. Your credit union is safe, sound, and well-capitalized, and your deposits and investments are secure. As a member-owned financial cooperative, your deposits are insured and protected by the National Credit Union Share Insurance Fund, and credit union members have never lost a penny of insured savings at a federally insured credit union.
 
In addition, we have always taken a conservative, proactive approach so all necessary precautions are taken to protect our members' assets. We are regularly audited and maintain strong financial positions to ensure the safety of our members' deposits and investments. Finally, we have robust risk management systems and practices to monitor for and mitigate any potential risks to our operations.
 
We value your trust in Premier America and remain committed to providing you safe financial services and peace of mind. 

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About Premier America:
  • Over 100,000 member-owners across Los Angeles County, Ventura County, and Harris County.
  • $3.7B community credit union which has invested in you and your goals and dreams. 
  • We are a not-for-profit financial cooperative which means our members own us and are not subject to big-profit pressure from investors/stockowners. Our goal is to provide great rates on deposits and loans for you, our members. 
  • Credit unions like Premier America are among the most well-capitalized financial institutions, maintaining equity reserves and liquid investments that prioritize needed safety and soundness for our members.
  • As a member-owned not-for-profit financial cooperative, your deposits are insured and protected by the National Credit Union Administration (NCUA), which just like the Federal Deposit Insurance Corporation (FDIC) is fully backed by the U.S. Treasury. Credit union members have never lost a penny of insured savings at a federally insured credit union.

Thank you for being a valued member of Premier America.


Rudy Pereira
President & CEO